Credit Cards
- on 04.14.12
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I am not a fan of them, but they do serve a purpose. They are great in emergencies, which happen. They are great for making large purchases and paying it off over time. That’s not the greatest idea if you have a high interest card, but still a viable option in some cases. So they do have a use and in the right hands are a good tool. They can, however, get you in trouble and that is something you have to be aware of. For example, if you have a card with a high interest rate, you don’t want to use it too often. Or, at the very least, you want to pay it off every month so you don’t pay a lot of interest.
I’ll be honest, we got into some credit card trouble a while back. It took a long time to get out of it and right now we do not have any credit cards. We are on a credit fast for now. But for a variety of reasons, I’ m thinking it’s time to get one card. For emergencies you know. I’ve been looking around and found that you can compare credit cards at sunrisefinance.com.
It’s important to compare all the different cards out there. There are so many to choose from; pre-paid, rewards, low interest, Visa, Mastercard, etc. It’s crazy. So you need to decide exactly what you want in a credit card and then go find it. It’s not easy but it’s important. It’s also important to not get carried away with your credit cards.
I’ve been doing some financial aid work and it’s amazing how many people use their credit cards to live on. That is not the way to do it. Lots of people carry $20,000 credit card balances, that is insane. You really need to be careful with your credit card use and make sure you have the right card for you.





