Flo's Place

I am not a fan of them, but they do serve a purpose.  They are great in emergencies, which happen.  They are great for making large purchases and paying it off over time. That’s not the greatest idea if you have a high interest card, but still a viable option in some cases.  So they do have a use and in the right hands are a good tool.  They can, however, get you in trouble and that is something you have to be aware of.  For example, if you have a card with a high interest rate, you don’t want to use it too often. Or, at the very least, you want to pay it off every month so you don’t pay a lot of interest.

I’ll be honest, we got into some credit card trouble a while back. It took a long time to get out of it and right now we do not have any credit cards.  We are on a credit fast for now.  But for a variety of reasons, I’ m thinking it’s time to get one card. For emergencies you know.  I’ve been looking around and found that you can compare credit cards at sunrisefinance.com.

It’s important to compare all the different cards out there. There are so many to choose from; pre-paid, rewards, low interest, Visa, Mastercard, etc. It’s crazy. So you need to decide exactly what you want in a credit card and then go find it. It’s not easy but it’s important. It’s also important to not get carried away with your credit cards.

I’ve been doing some financial aid work and it’s amazing how many people use their credit cards to live on. That is not the way to do it. Lots of people carry $20,000 credit card balances, that is insane. You really need to be careful with your credit card use and make sure you have the right card for you.

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Contribution by Stevie Kirby

My sister just found out she is having a baby girl! I am beyond thrilled because I am just such a girly girl myself. I have already bought the little baby 4 outfits, and today, I went on clear internet pomona and ordered the cutest monogrammed clothing. I got her a dress, a bathing suit cover up, a diaper cover, and a big, all with her initials. Then, I threw in a sweet little diaper bag with her name on it for good measure. I am just so happy for my sister. They have been trying for over 2 years to get pregnant. They prayed and prayed for this baby girl. We all did. I almost can’t believe she is really pregnant, and the ultrasound showed a real, live, perfect-in-every-way baby girl. What a blessing beyond belief. Our family is just going to spoil this little girl to death. Not that that’s possible, though. She is just going to be so loved and taken care of by all of us. We are just so thankful.

That’s where I’m going on Monday. I got a fellowship to the New Science Teacher’s Academy through the National Science Teacher’s Association (NSTA) and one of the perks is that they are sending me here. I’m beyond excited. I get to spend 3 days with thousands of other science teachers and nerds Bill Nye the Science Guy will be there. Some of the cast of the Big Bang Theory will be there. And thousands of people talking about science and teaching!! How awesome is that????

The Fellowship includes everything, travel, room, per deim, everything. It is awesome and a chance in a lifetime. There will be hundreds of vendors there trying to get their product out and handing out free stuff. There are hundreds of workshops and seminars and events, far to many to see them all. So very, very exciting.

I leave here on Monday night and arrive in Indianapolis on Tuesday morning. I don’t have anything until Wednesday morning so I have Tuesday to check out Indianapolis. Cool. I want to just kind of cruise around the city. They have an old part and a cool cemetery. President Harrison’s house is there. Yeah, definitely looking forward to Tuesday.

Wednesday is an all day professional development. Unfortunately, the one I am in is not interesting to me at all and I’m not sure how I got put in that one. I’m pretty sure I can change it on Wednesday, I sure hope so. Then Thursday and Friday is the convention. Love it and totally can not wait. Days and days of science and teaching, what freaking nerd I am.

I should probably blog more often around here. I haven’t been blogging much at all on any of my sites. I have a whole lot going on in real life and sitting down to write here is just not on my list of priorities right now. But I probably should update it more. I got an email the other day asking if the site was for sale. Hmmm…. Maybe I should sell it and make some money. But I really don’t want to. I like this site. I’ve had it for 5 years. I enjoy writing here it’s just recently I don’t have a lot of time for it. I will start making time again. I will start by blogging once a week here. Once a week is good. Yeah, I don’t want to sell it, I actually want to use it.

Thanks for the article from Glenda Hanson

After our move, we logged on to DIRECT TV to sign up for our satellite service. One of the shows I can’t go without is MTV’S Teen Mom 2. My husband always complains when I am watching a rerun marathon, but I can so relate with one of the characters on that show, so it is nearly impossible not be drawn in. On the show, one of the mothers, Leah, has a baby with special needs. One of her daughters had some initial developmental issues which have led the young parents to seek out many doctors to get to the root cause of her issues. The baby has been seen by genetics and several other specialists to try and diagnose exactly what is going on and what her future may be. My husband and I have gone down this exact same path with our youngest. She is now five and has a cerebral palsy diagnosis, but like the baby on this show, she has been seen by every specialist and had every test imaginable. My heart just breaks when I see Leah cry at the unknown for her child. I have felt that same fear and worry. As a parent, it is the worst worry one can imagine. My hope is that like us, they will eventually figure out what is causing these delays so that the best care possible can happen early.

If you’ve been looking for me, I haven’t been here in a while. Things have just been busy. School has been a little crazy and life just gets away from me sometimes. But you know what??? I don’t like that. I don’t like for my life to go whizzing by. I need to enjoy it more. Also, I don’t like that I constantly have chores hanging over my head. And the list of things I want to do grows longer each day while I make no progress at all towards doing those things. One of the big things I want to do is become a better dog trainer for my dogs. I want Bella to do amazing things and she will never do anything if I don’t train her. I want to do lots of things and I’m tired of not doing what I want to do. I’m starting right now by cleaning up this room and doing some paperwork that I need to do. I’m really tired of wanting and not doing.

Content by Mitch Osborne

The other day while I was looking into cable packages on www.expertsatellite.com, I received an email from a friend of mine who is getting married. The last couple of times that I saw her, I mentioned a few ideas that my sister used for her wedding a couple of years ago. My sister also planned her own wedding to try and cut back on some of the cost. I don’t envy her because she is trying to plan a similarly sized wedding in a six-month time period, whereas my sister had almost a year and a half to plan hers. She is also planning it in a city that she is not familiar with and that is also a four-hour drive from where we live. Anyway, I figured she could use all the help she can get. Since she seemed to like the ideas that I mentioned to her I told her I’d be happy to send her some pictures from my sister’s wedding. Hers is going to take place the same time of year and the feel she is trying to achieve seemed similar. I have multiple hundreds of pictures from my sister’s wedding, so now I just have to choose which ones to send!

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3 weeks ago I had all the time in the world and a list of things to do. Today I have no time left but I still have the to-do list. WTF????? I did take some time for me this break and I did do things I wanted to do and not things I felt I had to do. So overall I’m happy with the break, I just wish it was a couple of weeks longer

Monday it’s back to school. Tomorrow we are redoing the kitchen counters and Sunday I will spend getting ready to face the new semester. I’ve done a bunch of planning and organizing so I’m good there, I just need to be mentally prepared.

I also want to make a “script” of changes for home room and chemistry class. I have a whole presentation for pre-alg but I don’t need to do that for the others. But I do need to know exactly what I want and what I need to say. I also want to have a written record that I can refer to so I don’t forget what I’ve said. That happens.

Today though, I have errands to run. I need to go get my paycheck, then run to the bank, then run and pick up some things…..I know the day will be over before I know it. Yikes!!!!!

Okay, well, I have to start with a workout so I’m off.